See what extra payments can do.
Estimate principal and interest, compare an additional monthly principal payment, and see potential payoff time and interest savings.
Open the mortgage payoff calculator →From Miami-Dade to Port St. Lucie
Serving Miami-Dade, Broward, and Palm Beach counties, plus Port St. Lucie. Buy or sell with personal guidance from Philip Barrett, broker-owner of HomeValue Realty LLC, with over 25 years of real estate experience.
Tools for better decisions
Use practical resources for mortgage planning, seller proceeds, current market information, and safer Florida transactions.
Estimate principal and interest, compare an additional monthly principal payment, and see potential payoff time and interest savings.
Open the mortgage payoff calculator →Visit trusted sources for mortgage-rate benchmarks, Florida HOA and condominium information, insurance, flood maps, taxes, and market reports.
View real estate updates →Compare an estimated sale price with your mortgage payoff, brokerage compensation, closing costs, credits, liens, and other expenses.
Open the seller net calculator →Learn how to verify wiring instructions and what to investigate before buying or selling in a Florida HOA or condominium community.
View the safety and HOA checklist →A thoughtful approach to selling
Whether you're ready to list or simply considering a move, understand your home's position in the market before making a decision.
Review comparable resale homes, current competition, and recent market activity to develop a realistic pricing strategy.
Discuss presentation, photography, and marketing options. Agree on what is included and any seller expenses before listing.
Evaluate financing, contingencies, timing, and estimated net proceeds—with guidance from listing through closing.
Real estate services
HomeValue Realty LLC is certified by the U.S. Small Business Administration as a Service-Disabled Veteran-Owned Small Business.
Institutional and distressed-property experience includes work with HUD, VA, Fannie Mae, VRM, asset-management companies, lenders, and servicers.
Other organizations are named solely to describe professional experience and do not imply endorsement, sponsorship, or affiliation.
Real estate assistance for homeowners exploring a short sale, including pricing, marketing, and transaction coordination. Completion is subject to lender approval.
Help with the sale of inherited or estate-owned property, working with the authorized personal representative and their attorney on the real estate transaction.
Buyer and seller representation for investment real estate. Discuss property condition, market comparisons, and your ownership goals before making a move.
Assistance buying or selling commercial property. Start with a conversation about your property type, preferred location, and business or investment goals.
Listing and transaction support for bank-owned and other REO properties, with experience coordinating property condition, asset-manager requirements, and closing milestones.
Discuss management assistance for your rental or investment property, including property oversight and maintenance coordination. Scope and fees are agreed upon in a separate management agreement.
Real estate brokerage services do not replace legal, tax, or financial advice. Consult the appropriate professionals for your situation.
Foreclosure and REO property resources
Use these independent property-search websites to explore available foreclosure and REO listings. When you find a property, contact Philip for representation, property research, showing assistance, and offer guidance.
Search homes marketed through VRM Properties, including eligible VA-owned properties.
Search VRM properties →Search HUD-owned homes and review HUD purchasing programs and bidder information.
Search HUD homes →Explore residential properties owned by Fannie Mae through the HomePath website.
Search Fannie Mae HomePath →Search Freddie Mac real estate listings and review information for homebuyers.
Search Freddie Mac HomeSteps →Search USDA Rural Development and Farm Service Agency homes, farms, ranches, and other resales.
Search USDA properties →Explore residential, commercial, and land properties offered through U.S. Treasury auctions.
View Treasury real property auctions →These websites are operated by independent organizations or government agencies. HomeValue Realty LLC is not affiliated with them and does not control their listings, availability, or website content.
Ask Philip about an REO propertyYour seller marketing package
Build a plan around your property, timing, and goals. Before listing, review the services, marketing budget, and responsibilities in writing.
Comparable-sales review, a pricing strategy, estimated net proceeds, and practical recommendations for presenting your property.
Plan photography, property descriptions, agreed listing channels, showing arrangements, and marketing updates.
Review offers and terms, coordinate transaction milestones, and stay informed from listing through closing.
Photography, staging, repairs, paid advertising, and other third-party services are options—not automatically included. Your signed listing agreement will identify included services, any separately charged expenses, and who pays them. Brokerage compensation is negotiable.
Discuss my seller packageFind the home that fits your next chapter
From your first conversation to closing day, get help comparing options and understanding the details—not just the asking price.
Discuss your preferred home features, budget, location, and timeline. Build a focused search around what matters to you.
Consider condition, upgrades, community costs, and timing. Ask about representation before visiting a builder's sales center.
Get guidance on comparable sales, offer terms, inspections, and transaction milestones. Buyer services and compensation are agreed upon in advance.
Explore current properties through the live MLS search, then use the inquiry form to share your budget, preferred features, and moving timeframe for personal assistance.
Featured properties
A selection of HomeValue Realty listings. Call Philip Barrett to confirm current price, availability, property details, and showing instructions.

Delray Beach, FL · MLS A11989392
$245,000


Port St. Lucie, FL · MLS A12027189
$457,000Listing information is believed accurate but is not guaranteed and may change without notice. Equal Housing Opportunity.
Meet your real estate broker
Philip Barrett
Broker-owner · U.S. veteran
HomeValue Realty LLC
Philip Barrett is a U.S. veteran and the broker-owner of HomeValue Realty LLC.
Philip serves buyers and sellers in Miami-Dade, Broward, and Palm Beach counties, as well as Port St. Lucie. He brings over 25 years of real estate experience, including REO listings, short sales, probate real estate, investment properties, commercial real estate, property management, and broker price opinions.
Philip also holds a Florida real estate instructor license.
Education: Bachelor of Science in Business Management.
Leadership: President, Mirabella Plaza Commercial Condominium Association.
His approach is straightforward: explain the options, answer your questions, and help you make an informed decision.
Every neighborhood has its own market. Your selling plan should reflect nearby comparable sales, current competition, and your property's features—not a one-size-fits-all price.
Seller questions, answered
Brokerage compensation is negotiable. Philip will discuss your property, the proposed service package, and compensation before you decide whether to sign a listing agreement.
Photography options and payment arrangements are reviewed before listing. Your agreement will specify whether photography is included or separately charged.
Not every property needs full staging. Start with a preparation review; decluttering, minor improvements, or professional staging can be considered based on your goals and budget.
Timing depends on location, pricing, condition, competition, and buyer demand. Philip can review current market activity, but no sale date or price is guaranteed.
Philip reviews the information you provide and follows up to discuss your property and goals. A more detailed review may require additional details or a visit. The review is an estimate, not an appraisal, and requesting it does not create a listing agreement.
Yes. Discuss the real estate steps with Philip and involve your attorney or other advisors as needed. Estate sales involve the authorized representative; short sales depend on lender approval.
Buying or selling?
A complimentary home-value review can help you understand a potential price range, estimated selling costs, and approximate net proceeds.
Required fields are marked *. For a home-value review, include your property address.
HomeValue Realty LLC
Serving Miami-Dade, Broward, and Palm Beach counties, plus Port St. Lucie
For sellers, share your property address. For buyers, share your budget and preferred features. Include your ideal moving timeframe. Use the inquiry form, call Philip, or email him directly.
Request a buyer consultation